Personal Risk Management

Comprehensive Services from Dedicated Agents

The Personal Risk Group at Carrico Maldegen Insurance Agency offers tailored solutions for clients with complex personal risk management needs. The Group delivers these solutions with attention to detail and complete consideration for individual clients’ demands.

Many insurance agencies are moving away from providing personalized insurance solutions because the agencies are concentrating on large commercial accounts. We’re not moving away from personalized solutions because we’re dedicated to protecting high-net-worth individuals’ assets and to keeping individuals strong.

We believe in consulting proactively so that our clients’ ever-changing needs are met. We provide dedicated agents to each of our clients and our entire team of agents helps individual clients. There are no remote call centers providing services for our clients.

Our resources, the personalized attention that we provide, and our ability to proactively plan are some of the things that make us your preferred partner for risk management and long-term protection. We’re all seasoned advisors and we look forward to helping you.

Is This Advisor Missing from Your Team?

Protection that exceeds Traditional Insurance

We offer comprehensive solutions, and these solutions contain insurance and risk management options that provide greater security than most insurance and risk management options. Your solution can include:

  • Domestic and international property, autos, yachts, and aircraft
  • Valuable collections – fine arts, jewelry, wine, firearms, coins, memorabilia, and other high-value things
  • Coordinating coverage for travel outside of the U.S. for medical expenses, emergency medical transportation, and foreign auto rentals
  • Loss prevention services provided by the insurance companies that we represent
  • Properly insuring assets within trusts, partnerships, and LLCs
  • Individual Directors and Officers (D&O) liability solutions for serving on non-profit boards
  • Workers compensation for domestic employees and employment practices liability (EPL)
  • Kidnap and ransom (K&R)
  • Excess personal liability limits up to $50 million
  • Provide insurance solutions for your business
  • Represent insurance companies that offer services for personal security, identity theft resolution, medical concierge, and global emergency medical travel assistance

Complimentary Services that enhance your Investment

  • Annual reviews to update changes in your life
  • Access to MyWave Connect – an online insurance resource center
  • Annual meeting featuring topics of interest to high-net-worth clients
  • Monthly newsletter
  • Review of your life, disability, and long-term care policies
  • Access to your own personal risk advisor

Fully Accessible Agents and Getting in Touch

We are proud to provide personal risk management products and services in Northville, Plymouth, Novi, Wixom, Canton, and Farmington Hills, MI. We also serve other areas in the state and we serve other states.

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